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  <title>ONKORE Payments Intelligence</title>
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  <id>https://onkorepro.com/resources/payments-intelligence</id>
  <updated>2026-09-20T11:25:43.654Z</updated>
  <author><name>ONKORE Payment Solutions</name></author>
  <rights>© 2026 ONKORE Payment Solutions</rights>
    <entry>
      <title>2027 Card-Brand Rule Changes: What US Merchants Need to Know</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/2027-card-brand-rule-changes-merchants" />
      <id>https://onkorepro.com/blog/2027-card-brand-rule-changes-merchants</id>
      <updated>2026-09-20T11:25:43.654Z</updated>
      <published>2026-09-20T11:25:43.654Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="Card Brand" />
      <summary>Prepare for the 2027 card-brand mandate updates. Learn how these upcoming adjustments impact your payment operations and how to maintain compliance.</summary>
      <source>PCI Security Standards Council</source>
    </entry>
    <entry>
      <title>CFPB Section 1033 Open Banking Rule: Merchant Impact &amp; Compliance</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/cfpb-section-1033-open-banking-merchant-guide" />
      <id>https://onkorepro.com/blog/cfpb-section-1033-open-banking-merchant-guide</id>
      <updated>2026-09-20T11:20:39.338Z</updated>
      <published>2026-09-20T11:20:39.338Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="Government Regulation" />
      <summary>The CFPB&apos;s Section 1033 rule aims to revolutionize US open banking. Learn how shifting regulations on data sharing and API standards impact your business.</summary>
      <source>InnReg</source>
    </entry>
    <entry>
      <title>EMV Chip Adoption Hits 97%: Security Guide for US Merchants</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/emv-97-percent-milestone-merchant-guide" />
      <id>https://onkorepro.com/blog/emv-97-percent-milestone-merchant-guide</id>
      <updated>2026-09-20T11:20:33.770Z</updated>
      <published>2026-09-20T11:20:33.770Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="Security Alert" />
      <summary>EMVCo reports that 97% of in-person payments are now chip-authenticated. Learn how this milestone impacts fraud liability and security for US retailers.</summary>
      <source>EMVCo</source>
    </entry>
    <entry>
      <title>2027 Card-Brand Rule Changes: Operational Compliance for Merchants</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/2027-card-brand-rule-changes-operational-compliance" />
      <id>https://onkorepro.com/blog/2027-card-brand-rule-changes-operational-compliance</id>
      <updated>2026-09-20T11:19:44.062Z</updated>
      <published>2026-09-20T11:19:44.062Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="Card Brand" />
      <summary>Stay ahead of 2027 card-brand updates. Learn how to audit your POS settings, surcharge configurations, and debit-routing to maintain compliance and avoid fines.</summary>
      <source>Omega Bank Card</source>
    </entry>
    <entry>
      <title>CFPB Regulation B Update: What Merchants Need to Know for 2026 Compliance</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/cfpb-regulation-b-update-2026-compliance" />
      <id>https://onkorepro.com/blog/cfpb-regulation-b-update-2026-compliance</id>
      <updated>2026-09-20T11:19:31.198Z</updated>
      <published>2026-09-20T11:19:31.198Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="Government Regulation" />
      <summary>The CFPB has finalized significant changes to Regulation B, impacting how merchants handle credit and financing. Learn what these updates mean for your business.</summary>
      <source>Venable LLP</source>
    </entry>
    <entry>
      <title>SNAP EBT Chip Card Rollout: A Guide for US Merchants | ONKORE</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/snap-ebt-chip-tap-card-rollout-guide" />
      <id>https://onkorepro.com/blog/snap-ebt-chip-tap-card-rollout-guide</id>
      <updated>2026-09-12T14:30:52.799Z</updated>
      <published>2026-09-12T14:30:52.799Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="Government Regulation" />
      <summary>The USDA is rolling out chip and tap-enabled SNAP EBT cards to combat fraud. Learn how to update your POS system and ensure transaction continuity.</summary>
      <source>USDA Food and Nutrition Administration</source>
    </entry>
    <entry>
      <title>SNAP EBT Chip Card Transition Guide for US Retailers | ONKORE</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/snap-ebt-modernization-chip-card-guide" />
      <id>https://onkorepro.com/blog/snap-ebt-modernization-chip-card-guide</id>
      <updated>2026-09-12T14:30:47.966Z</updated>
      <published>2026-09-12T14:30:47.966Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="Security Alert" />
      <summary>The USDA is modernizing SNAP EBT with chip technology to combat skimming fraud. Learn how to update your POS and ensure compliance for your retail business.</summary>
      <source>USDA Food and Nutrition Administration</source>
    </entry>
    <entry>
      <title>RTP Network Expands Transaction Limit to $10 Million: Merchant Impact</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/rtp-network-10-million-limit-b2b-settlement-guide" />
      <id>https://onkorepro.com/blog/rtp-network-10-million-limit-b2b-settlement-guide</id>
      <updated>2026-09-12T14:27:52.644Z</updated>
      <published>2026-09-12T14:27:52.644Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="Market Trend" />
      <summary>The Clearing House has raised the RTP transaction limit tenfold to $10M, unlocking instant 24/7 high-value B2B payments, merchant settlements, and treasury flows.</summary>
      <source>ePayResources News</source>
    </entry>
    <entry>
      <title>SNAP EBT Chip Card Migration: A Comprehensive Merchant Compliance Guide</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/snap-ebt-modernization-x9-58-standard" />
      <id>https://onkorepro.com/blog/snap-ebt-modernization-x9-58-standard</id>
      <updated>2026-09-06T13:00:26.436Z</updated>
      <published>2026-09-06T13:00:26.436Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="Government Regulation" />
      <summary>SNAP EBT is moving toward EMV chip technology. Here’s what retailers should know about X9.58-2024, POS readiness, EBT application support, fallback behavior, and the ongoing state-by-state rollout.</summary>
      <source>USDA Food and Nutrition Service</source>
    </entry>
    <entry>
      <title>Visa 2026 Interchange Fee Updates: What US Merchants Need to Know</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/visa-2026-interchange-fee-updates-merchant-guide" />
      <id>https://onkorepro.com/blog/visa-2026-interchange-fee-updates-merchant-guide</id>
      <updated>2026-09-01T05:24:17.415Z</updated>
      <published>2026-09-01T05:24:17.415Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="Interchange" />
      <summary>Visa&apos;s April 2026 interchange update introduces the Commercial Enhanced Data Program and new fee structures. Learn how these changes impact your processing costs.</summary>
      <source>Visa</source>
    </entry>
    <entry>
      <title>Visa USA Interchange Reimbursement Fees Update: What Merchants Need to Know</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/visa-usa-interchange-reimbursement-fees-update-2026" />
      <id>https://onkorepro.com/blog/visa-usa-interchange-reimbursement-fees-update-2026</id>
      <updated>2026-09-01T05:24:11.013Z</updated>
      <published>2026-09-01T05:24:11.013Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="Interchange" />
      <summary>Visa has released updated interchange reimbursement fee schedules effective April 2026. Learn how these changes may impact your merchant discount rates.</summary>
      <source>Visa</source>
    </entry>
    <entry>
      <title>PCI DSS v4.0.1 Guide for Merchants | ONKORE Payments Analysis</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/pci-dss-v4-0-1-merchant-guide" />
      <id>https://onkorepro.com/blog/pci-dss-v4-0-1-merchant-guide</id>
      <updated>2026-09-01T05:23:38.580Z</updated>
      <published>2026-09-01T05:23:38.580Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="PCI DSS" />
      <summary>The PCI SSC has released v4.0.1, a limited revision to the data security standard. Learn how these clarifications impact your compliance roadmap before 2025.</summary>
      <source>PCI Security Standards Council</source>
    </entry>
    <entry>
      <title>FinCEN Permanently Ends BOI Reporting for U.S. Companies</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/fincen-removes-boi-reporting-requirements-us-merchants" />
      <id>https://onkorepro.com/blog/fincen-removes-boi-reporting-requirements-us-merchants</id>
      <updated>2026-09-01T05:23:16.297Z</updated>
      <published>2026-09-01T05:23:16.297Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="Government Regulation" />
      <summary>FinCEN&apos;s August 11, 2026 final rule permanently exempts U.S.-created companies from Beneficial Ownership Information reporting requirements under the Corporate Transparency Act.</summary>
      <source>FinCEN</source>
    </entry>
    <entry>
      <title>PCI DSS v4.0.1: What US Merchants Need to Know About the Latest Revision</title>
      <link rel="alternate" type="text/html" href="https://onkorepro.com/blog/pci-dss-v4-0-1-guide-for-merchants" />
      <id>https://onkorepro.com/blog/pci-dss-v4-0-1-guide-for-merchants</id>
      <updated>2026-09-01T05:23:09.288Z</updated>
      <published>2026-09-01T05:23:09.288Z</published>
      <author><name>ONKORE Payment Solutions</name></author>
      <category term="PCI DSS" />
      <summary>A practical ONKORE guide to PCI DSS v4.0.1, merchant responsibilities, the current standard, and the security controls businesses should review now.</summary>
      <source>PCI Security Standards Council</source>
    </entry>
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