Interchange‑plus pricingNo long‑term contracts
Accept every payment. Understand every fee.
Take cards in person, online and on the go with interchange-plus pricing, flexible POS tools and U.S.‑based support.
Upload a recent statement. No obligation.
- Same-Day Funding Options*
- Transparent Pricing
- U.S.-Based Support
* For qualifying merchants. See funding eligibility and timing.
Get Started
How can we help?
Choose the path that fits where your business is today.
Already Accepting Payments?
Get a free, no-obligation analysis of your current processing statement.
Check My Current CostsLooking for Payment Solutions?
Explore transparent pricing, hardware, and payment technology for your business.
Explore SolutionsWant to Learn First?
Browse guides, comparisons, and resources to understand your options.
Knowledge CenterPayment Networks & Methods
Acceptance depends on your approved merchant agreement.
Security and trust
Security & Compliance
Payment security, built in
Protect payments with encryption, tokenization, fraud-prevention tools, and security technologies designed to support PCI DSS compliance.
PCI DSS Compliance
Payment solutions designed to support PCI DSS requirements and help merchants protect cardholder data.
Payment Encryption
Sensitive payment information is protected using encryption technologies throughout supported transaction flows.
Fraud Detection
Fraud-prevention and risk-management tools help identify suspicious payment activity and reduce exposure to unauthorized transactions. 3D Secure may also be available for eligible card-not-present configurations.
Tokenization
Sensitive card information can be replaced with secure tokens, reducing exposure of card data within supported payment environments.
Secure Infrastructure
ONKORE works with established payment technology providers whose infrastructure incorporates security, availability, and data-protection controls.
Established Banking Partners
Payment settlement services are supported through established acquiring and banking partners. Applicable deposit insurance is provided by eligible FDIC-insured financial institutions, not by ONKORE.
Availability of specific security features may vary by processor, gateway, hardware, merchant configuration, and eligibility.
Payment Processing Rates
Interchange plus a fixed markup, shown up front.
See how ONKORE's interchange-plus pricing can work for your business.
In-Person
0.30% + 5¢
Plus interchange and applicable network fees
Keyed & Online
0.40% + 25¢
Plus interchange and applicable network fees
What's included in the standard plan
- $0 monthly account fee
- $0 early termination fee
- $0 gateway fee
- $0 PCI fee with Dual Pricing or a Cash Discount Program (otherwise $10 per month)
Interchange and network fees are passed through at cost. Volume tiers are available with approval. See full pricing and proposed volume tiers
Fees apply under an approved merchant agreement. Pricing depends on business type, transaction profile and underwriting approval.
Same-Day & Real-Time Funding Options
Same-day funding and eligible real-time payouts may be available, subject to processor and receiving-bank eligibility. See funding details
Illustrative standard ONKORE markups only. Volume tiers and final pricing require approval.
Free statement review
How the free statement review works
- Step 1
Send your statement
Share your most recent processing statement. That is all we need to get started.
- Step 2
We break it down
Each fee is sorted into interchange, network fees and processor markup, so you can see what is what.
- Step 3
Get a clear recommendation
You receive a plain-English summary and your options. No obligation.
Get a clear recommendation for your business
Request a free review of your current processing statement, payment methods, and technology needs. No obligation.
- Terms reviewed upfront
- Guided switching support
- Hardware compatibility review
Ready to submit your details? Start the merchant application