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Interchange‑plus pricingNo long‑term contracts

Accept every payment.Understand every fee.

Take cards in person, online and on the go with interchange-plus pricing, flexible POS tools and U.S.‑based support.

Upload a recent statement (PDF, JPG or PNG). A specialist will follow up and walk you through each fee. No obligation.

  • Same-Day Funding Options*
  • Transparent Pricing
  • U.S.-Based Support

* For qualifying merchants. See funding eligibility and timing.

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How can we help?

Choose the path that fits where your business is today.

Already Accepting Payments?

Get a free, no-obligation analysis of your current processing statement.

Get My Free Statement Review

Looking for Payment Solutions?

Explore transparent pricing, hardware, and payment technology for your business.

Explore Solutions

Want to Learn First?

Browse guides, comparisons, and resources to understand your options.

Knowledge Center

Payment Networks & Methods

Visa logo
Mastercard logo
American Express logo
Discover logo
Apple Pay logo
Google Pay logo
ACHContactless

Acceptance depends on your approved merchant agreement.

Security and trust

Security & Compliance

Payment security, built in

Protect payments with encryption, tokenization, fraud-prevention tools, and security technologies designed to support PCI DSS compliance.

PCI DSS Compliance

Payment solutions designed to support PCI DSS requirements and help merchants protect cardholder data.

Payment Encryption

Sensitive payment information is protected using encryption technologies throughout supported transaction flows.

Fraud Detection

Fraud-prevention and risk-management tools help identify suspicious payment activity and reduce exposure to unauthorized transactions. 3D Secure may also be available for eligible card-not-present configurations.

Tokenization

Sensitive card information can be replaced with secure tokens, reducing exposure of card data within supported payment environments.

Secure Infrastructure

ONKORE works with established payment technology providers whose infrastructure incorporates security, availability, and data-protection controls.

Established Banking Partners

Payment settlement services are supported through established acquiring and banking partners. Applicable deposit insurance is provided by eligible FDIC-insured financial institutions, not by ONKORE.

Availability of specific security features may vary by processor, gateway, hardware, merchant configuration, and eligibility.

Payment Processing Rates

Interchange plus a fixed markup, shown up front.

See how ONKORE's interchange-plus pricing can work for your business.

In-Person

0.30% + 5¢

Plus interchange and applicable network fees

Keyed & Online

0.40% + 25¢

Plus interchange and applicable network fees

What's included in the standard plan

  • $0 monthly account fee
  • $0 early termination fee
  • $0 gateway fee
  • $0 PCI fee with Dual Pricing or a Cash Discount Program (otherwise $10 per month)

Interchange and network fees are passed through at cost. Volume tiers are available with approval. See full pricing and proposed volume tiers

Fees apply under an approved merchant agreement. Pricing depends on business type, transaction profile and underwriting approval.

Same-Day & Real-Time Funding Options

Same-day funding and eligible real-time payouts may be available, subject to processor and receiving-bank eligibility. See funding details

Calculate Your Rates

Illustrative standard ONKORE markups only. Volume tiers and final pricing require approval.

Get a clear recommendation for your business

Request a free review of your current processing statement, payment methods, and technology needs. No obligation.

  • Terms reviewed upfront
  • Guided switching support
  • Hardware compatibility review

Ready to submit your business details? Start the merchant application