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Merchant Guides

Merchant Guides

Practical resources to help you understand payment processing, choose the right solutions, and manage your account effectively.

Getting Started with Payment Processing

Everything you need to accept your first payment — from application to going live.

Choosing a Payment Processor

How to evaluate processors on pricing, features, support, and contract terms.

Understanding Payment Processing Fees

Break down interchange, assessments, and processor markups to know your true cost.

Understanding Your Merchant Statement

Learn to read your processing statement and spot hidden fees or pricing changes.

Funding Timelines Explained

Understand when deposits hit your bank account and what affects funding speed.

Understanding Chargebacks

What chargebacks are, why they happen, and how to manage them effectively.

Payment Risk Management

Identify and reduce fraud, disputes, and processing risk across your business.

Payment Processing Best Practices

Practical tips to optimize acceptance, reduce costs, and improve security.

Why Merchant Applications May Request an SSN or ITIN

Learn why financial institutions may request personal identification during the merchant application process, how it differs from your business EIN, and what it means for businesses, nonprofits, and other organizations.

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